Welcome to Castlegate Investments
We’re Independent Financial Advisers based in Swindon and North Bristol able to offer you advice and provide strategies to reach your financial goals. This can be anything from repaying your mortgage to advising on your long term investments or helping to ensure that your family or business could survive financially in the event of death or serious illness. We also offer a comprehensive and competitive Will, probate and estate planning service.
We offer a range of services to suit your needs from a full financial review, analysing and planning your investments and cashflow through life to simply advising on a suitable Individual Savings Account (ISA) for you to take advantage of this year’s allowance.
We are Independent and can advise on products and solutions from the whole of the market, a major difference to someone advising you on only the products available from their Bank, Insurance Company or in house ‘Wealth Managers’. The crucial and fundamental difference is that we work for you and even if a particular product or solution is not available directly through us, such as an ‘exclusive’ mortgage deal or investment proposition, we are still able to advise you on its suitability to your circumstances and how it compares to the rest of the market. There are many ‘exclusive’ solutions out there, very few are actually unique.
We are happy to advise on a fee or commission basis, or a combination of both, importantly we agree with you in advance the method and type of remuneration for our services and ascertain which is the most suitable for your circumstances.
An initial meeting to discuss your overall needs, gather some basic facts, and for both parties to simply meet each other is normally conducted without charge to you. It can take place in our offices in Swindon and Bath or at a location convenient to you.
Our aim is to build long term relationships with our clients and as such you will normally always deal with the same adviser, instead of a new face each year. One of our strengths is that whilst small enough for long term relationships to be key to our business, we have individual advisers with specialist technical knowledge and experience who can be brought in to a particular situation if required.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Financial Conduct Authority does not regulate some forms of mortgages and ISAs.
As we are independent you have the choice whether to pay a fee for the mortgage advice we provide. Typical £300 initially plus 0.35% of the Mortgage amount on completion. However, we will discuss your payment options with you and confirm the actual amount payable before we begin to provide our services.